EggShell

Skip to main content
BeginnerMoney basicsHome-language support

Financial Literacy in the U.S.

Understand banking, credit, budgeting, taxes, and avoiding scams — the money basics every newcomer needs.

BudgetingBankingCredit scoresAvoiding scams
Financial Literacy in the U.S. course

3

Modules

8

Lessons

2.1h

Core video & practice

Overview

What you'll be ready to do

1Open and manage a bank account
2Build a simple monthly budget
3Understand how credit works
4Spot common financial scams

Duration

24 instructional hours

Pace

3–5 weeks

Format

Self-paced

Lessons

8 lessons · 3 modules

Level

Beginner

Credential

Certificate of Completion

Learn with support in your language

Key terms explained in several home languages.

Curriculum

Course curriculum

3 modules · 8 lessons · sample content, updated as the curriculum grows.

2 Video2 Reading2 Practice2 Quiz
1Banking basics2 lessons · 27 min

Accounts, cards, and paying bills safely.

Choosing a bank accountPreviewVideo · 12 min
Debit, credit, and feesReading · 15 min
2Budget and credit3 lessons · 49 min

Plan your money and build a credit history.

Your first budgetPractice · 25 min
How credit scores workVideo · 14 min
Credit checkQuiz · 10 min
3Protecting your money3 lessons · 48 min

Taxes overview and recognizing scams.

Taxes in plain languageReading · 18 min
Spotting scamsPractice · 20 min
Final money checkQuiz · 10 min

Who this course is for

  • Newcomers setting up finances
  • Families planning a budget
  • Anyone building credit

What you'll need

  • Basic English
  • A phone or computer

Your credential

Certificate of Completion

Complete every module to earn an EggShell Certificate of Completion listing the course, hours, and skills covered. EggShell does not award academic degrees.

Your learning team

MC

Michael Chen

Financial literacy educator · former credit union advisor

Explains U.S. banking, credit, and budgeting in plain language, with no judgment and plenty of real-life examples.

FAQ

Questions about this course

Will I get a certificate?

Yes. When you complete every module you receive an EggShell Certificate of Completion. EggShell does not award academic degrees.

Can I pay in installments?

Yes. At checkout you can pay in full or split the total into two payments.

What if I fall behind?

Lessons stay available so you can catch up, and instructors can help you plan a realistic schedule.